TRUSTED LOAN AGENCY

FAST &
RELIABLE LOANS

Your trusted, licensed loan agency in Malaysia — offering fast, secure, and hassle-free financing solutions. Whether you need personal, business, or emergency funds, we tailor flexible plans to meet your needs. Transparent process. No hidden fees. Guaranteed confidentiality.

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10K+

Loans Approved Nationwide

About

Learn More About Us
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Licensed & Trusted Loan Services in Malaysia

We are a fully licensed loan agency committed to helping individuals and businesses across Malaysia access fast, secure, and transparent financing solutions.

Whether it's personal, business, or emergency funding — our team is dedicated to guiding you every step of the way. We offer flexible repayment plans, same-day approvals, and full confidentiality with every application.

Professional Loan Consultants

Our experienced team provides personalized advice to help you choose the right loan with confidence and peace of mind.

Fast & Transparent Process

No hidden charges, no long waits. We prioritize efficiency and clarity to make the process smooth and stress-free.

Explore Our Loan Services

What Our Clients Say

We’ve helped thousands of Malaysians find the right loan. Here’s what some of our satisfied clients have to say.

"Very fast and easy process. I got my loan approved within the same day. Highly recommended!"

Client
Nur Aina
Client from Selangor

"The team was very professional and explained everything clearly. I felt confident throughout the process."

Client
Jason Lim
Small Business Owner

"I needed urgent funding for personal matters. Their response was quick and supportive. Thank you!"

Client
Aisyah Rahman
Customer

"The staff really took the time to understand my needs and offered a suitable plan. Great service!"

Client
Vinod Kumar
Freelancer

Services

Check Our Loan Services

Reliable Financial
Solutions for Every Need

We provide a wide range of licensed loan services tailored for individuals and businesses across Malaysia. Fast approval, transparent terms, and trusted support — all in one place.

Personal Loans

Flexible personal financing with quick approval for education, medical needs, or emergencies. No hidden charges, just transparent terms.

Business Loans

Empower your company with working capital loans, equipment financing, or expansion support tailored to SMEs and entrepreneurs.

Debt Consolidation

Combine multiple debts into one manageable plan with lower interest. Reduce financial stress and regain control with ease.

Government Staff Loans

Special loan packages for civil servants with competitive rates & flexible repayment. Fast processing with minimal documentation.

Vehicle Financing

Need funding for a car or motorcycle? We offer flexible vehicle loan solutions with fast approval and no unnecessary delays.

Emergency Cash

Life happens. Get fast cash when you need it most — no lengthy processes. We’re here to help in urgent situations.

Steps

How We Work
Step 01

Application & Consultation

Submit your loan application or contact us directly. Our team will understand your financial needs and recommend the best loan plan for your situation.

Step 02

Document Submission

Provide essential documents like your IC, salary slip, and bank statements. We will quickly verify your eligibility for a loan.

Step 03

Approval & Disbursement

Once approved, the loan amount will be transferred directly to your bank account — often on the same day.

Step 04

Ongoing Support

We’re here to assist you throughout the loan period — whether it’s about repayments, statements, or early settlement options.

Interest Rates

Check Our Monthly Installments
LOAN AMOUNT (RM) ESTIMATED MONTHLY PAYMENT REMARKS
2,000 RM150++ / month Ideal for short-term needs
3,000 RM200++ / month Popular for personal use
4,000 RM280++ / month Flexible repayment available
5,000 RM320++ / month Best for higher-value purchases

Our License

Registered & Certified

We are a licensed and approved loan agency. Below is our official license certificate:

License Certificate

Have a question? We’re here to help

Explore the most frequently asked questions about our personal loan services. Transparent answers to help you apply with confidence.

Who is eligible to apply for a loan?

Malaysian citizens aged 18 and above with a steady income (employed or self-employed) are eligible. We also assist individuals with CCRIS or CTOS issues.

How fast can I get the loan approved?

Most loans are approved within 1–2 working days after document submission. In urgent cases, same-day approval is possible.

What documents are needed to apply?

You’ll need your NRIC (MyKad), latest 3 months’ salary slips or bank statements, and EPF or income proof. Self-employed applicants may provide business documents.

Will my credit score affect the loan approval?

We assess each case individually. Even if you have poor CCRIS/CTOS records, we may still offer you flexible loan options based on your current financial ability.

Are there any hidden charges or fees?

No. All fees, interest rates, and repayment terms will be explained clearly during your consultation. Transparency is our commitment.

How do I repay my loan?

Loan repayments can be made monthly through bank transfer or auto-deduction, depending on the agreed plan. Early settlement is allowed without penalty.

Contact

Let's Connect

Our Contact Number

+6019-6725072

Email Address

warisan-teguh@hotmail.com

Hours of Operation

Sunday-Fri: 9 AM - 6 PM

Saturday: 9 AM - 4 PM

Get in Touch

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